FinTech "Improving Financial Inclusion" (ECON Study)

Quotes from the report ECON Study that goes in to great detail for FinTech services including Cryptocurrencies:-

"FinTech services offer significant potential benefits to European consumers, such as cost reduction, improvements in efficiency, greater transparency and a contribution to the goal of financial inclusion. FinTech has come to revolutionise the way in which traditional financial services providers work and interact with their customers. It is changing the dominant paradigms by which traditional financial services are provided, resulting in a significant disruption."

"FinTech is considered to have an enormous potential in improving financial inclusion. FinTech services have the capacity of providing more easily accessible and affordable financial services to large masses of the population and small and medium-sized enterprises (SMEs), especially in the area of credits and payments."

The whole study is an interesting read certainly they recognise the future of cryptocurrencies in the Fintech space. 

Source Competition issues in the Area of Financial Technology